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Maya Garg
Broker

Royal LePage Signature Realty, Brokerage
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Search By Tag:  Real Estate,Homes,Houses,Mississauga,Mortgage,Staging,Mayag
WHAT TYPE OF NEW HOME ARE YOU QUALIFIED TO BUY?
Posted on Thu, 07 Jun 2018, 04:05:00 PM  in Home buying tips,  My services,  Home Decor-Home Staging
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PROPERTY TYPE

When you think about looking for a new home,one of the first questions that probably comes to mind is: "What type of property can I afford?"That's an important question because your price range is a major determining factor in the types and sizes of homes you should be viewing.

You don't want to waste time looking at properties that are beyond your price range. At the same time, you don't want to purchase a less-than-ideal home, only to realize later on that you could have afforded more.

So how do you determine what type of new home you are qualified to purchase?

The first step is to find out what your current property would likely sell for in today's market. I make that calculation for clients all the time. It involves reviewing what homes similar to yours have sold for recently, as well as other data —such as special features your home may have that are likely to boost the selling price.

Once you know the current market value of your home, subtract any outstanding mortgages and estimated selling expenses, and you’ll end up with an amount that can be applied to the purchase of your next home. (You may also have other funds you want to use.)

The next step is to talk to a lender or mortgage broker to see how much of a new mortgage you qualify for. (Call me if you need a recommendation.) It's important to get a Pre- Qualification or Pre-Approval. That makes the offer you make on a new home more credible.

If you want to find out the types and sizes of homes you can get into, give me a call. I'd be happy to show you the possibilities

 

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Decorative Mouldings Easy to Instal
Posted on Tue, 16 May 2017, 08:20:00 PM  in Home selling tips,  Home Decor-Home Staging,  Home Improvement Tips
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The Magic of Decorative Moulding

Decorative moulding is one of the most eye-catching ways to upgrade a room. You’re probably accustomed to seeing standard baseboard moulding installed where your floor meets the wall. But, there are many other types. For example:

• Crown moulding for ceilings.

• Panel moulding for a southern colonial look.

• Chair rail moulding, which is very distinctive on walls.

• Apron moulding for window sills.

• Entablature moulding for above doorways.

Decorative moulding comes in a dizzying array of styles. Interior designers recommend taking home samples, just as you would take paint swatches, to test out ideas.In addition to style choices, you also need to select the material you prefer.

Moulding can be made of wood, plaster, laminate, composite, fiberboard, vinyl and other materials. There are pros and cons to each. Generally, the higher-priced options are more attractive and durable. (If you select wood, you typically have the additional option of “finished or unfinished”. If you choose unfinished, you of course, will be painting it yourself.)

Choosing the right moulding for the look you want is the toughest part of the job. Installation is a lot easier and most people with DIY experience have no problems. So if you want to add some magic to your walls, consider decorative moulding. It can turn a room from standard to stunning.

 

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Getting a Handle on the Home Selling Process
Posted on Tue, 16 May 2017, 08:15:00 PM  in Home selling tips,  Home Decor-Home Staging,  Home Improvement Tips
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Getting a Handle on the Home Selling Process

You probably know there’s more to selling a home than putting up a For Sale sign. But, if you don’t understand the process in detail, you might feel intimidated and stressed when it comes time to put your property on the market. Fortunately, the home selling process isn’t that difficult to understand. There are basically six steps.

Step one is selecting the right REALTOR®. You need a knowledgeable, trusted expert who can guide you through the process, take care of all the details, and help sell your home quickly and for the best price.

Step two is preparation. You need to ensure your home is clean and uncluttered. It’s also important that you take care of any needed repairs, even minor ones like wall dents.

Step three is the listing price. You need to select a listing price at or near the fair market value of your property.

Step four is promotion. How will buyers find out about your property? An effective promotion plan is critical.

Step five is dealing with offers. Ideally, you’ll get several. But the best offer is not necessarily the highest one. An offer can fall through for many reasons, so dealing effectively with offers is, perhaps, the most important part of the home selling process.

Step six is the transaction. Once the sale is made, you want to know that you have the right professionals in place – your lawyer, mover, etc. – to make sure all the after-sale details are taken care of properly.

Want more ideas for making sure the home selling process goes smoothly for you? Call today.

 

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How to cut your electricity bill inHalf
Posted on Sat, 11 Feb 2017, 01:30:00 PM  in Real Estate,Buying,Selling,Condominium,Semi-Detached-Detached homes, Mississauga,Milton,Brampton, Oakville,GTA WESTHOMES,Toronto-Maya Garg,Staging,Mortgage,Royal Lepage Signature,Relocation,UAE,USA,Canada,Emirates,  Home Improvement Tips,  Real Estate Home Tips
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How to Cut Your Electricity Bill in Half


You don’t have to freeze in the winter or start reading by candlelight to reduce your electricity bill. There are many simple ways to use less power with little, if any, impact on your lifestyle.

A good place to start is with your electronics.

According to the David Suzuki Foundation, “Any gizmo that has a clock, digital timer, remote control or standby mode is sucking energy when it's not being used (it's called 'phantom electricity' — and it's scary how much of it there is).” So keep them unplugged as much as possible. Also, unplug charger cords for phone and computers when not in use. Even when not connected to the device, they still suck power.

Another easy change to make involves your lights. Switching to compact fluorescent (CFL) or LED light bulbs can save you a lot of energy. They’re 75% more efficient.

Finally, the old-fashioned method of insulating doors and windows can work wonders for lowering your electricity bill. In fact, some particularly drafty homes can lose up to 40% of their heat. Check for drafts regularly and repair or replace insulation as needed.

None of these ideas will impact your day-to-day living. Yet, they could potentially save you a bundle.

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Making an Offer in a Competitive Market
Posted on Sat, 11 Feb 2017, 01:15:00 PM  in Home buying tips,  Home Inspections
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Making an Offer in a Competitive Market

Imagine finding a home you love, making an offer, and then finding out there are other competing offers on the table. Ouch.

If you’re looking for a property in a competitive market, it is likely that there will be multiple offers. Even just one can create the risk that you’ll lose the home. So how do you make sure your offer is enticing enough to win over the seller? Here are some ideas:

• Don’t make a low-ball offer. If you do, it might be dismissed and you probably won’t get another chance to bid — especially if the other competing offers are near the listing price.

• Have a pre-arranged mortgage and include that with your offer. This reassures the seller there won’t be any money issues. (Most lenders will provide you with a pre-arranged mortgage certificate for this purpose.)

• Go in with a price high enough that the seller will be interested, but not so high as to be leaving money on the table. This is tricky and requires a savvy knowledge of the current market.

• Have a REALTOR® present the offer on your behalf. A REALTOR® will know how to do so professionally, and in a manner that gives you the best chance of getting the home.

In a competitive situation, working with a REALTOR® who is an expert on the local market — and a skilled negotiator — is crucial.

Looking for a REALTOR® like that? Call today.

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How to watch out for poisons in the home:
Posted on Wed, 30 Nov 2016, 08:10:00 PM  in Home Security Tips
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How to Watch Out for Poisons in Your Home

According to the Centers for Disease Control and Prevention (CDC), 90% of exposures to poisons occur inside the home. Almost all are preventable, if you follow some simple guidelines.

Look for the poison label on products you buy. Visually, it’s a skull and cross bones, often (but not always) with the word POISON above it.

Don’t make assumptions. Sometimes a seemingly innocuous product, like a shampoo, can contain poison or other ingredients which are harmful if swallowed.

Avoid mixing different cleaning products together. When chemicals are combined, they change. Combining some cleaning products can even create toxic fumes.

Keep all medication, even the non-prescription kind, out of reach of children. Never leave medicine on the bathroom counter.

Never use pesticides inside the home unless the product is clearly labeled for indoor use. Then, use only as directed.

Never use a charcoal grill or barbeque indoors, no matter how well ventilated you think you’ve made it. Doing so can easily cause carbon monoxide poisoning.

One final tip. Pay attention to the expiry date of products, especially cosmetics and cleaning liquids. As chemicals age, they change and can

emit harmful fumes.

 

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Are you ready to move up to a better home
Posted on Wed, 02 Nov 2016, 03:05:00 PM  in Home buying tips,  My services,  Real Estate Home Tips
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Are You Ready to Buy Up?

 

No matter how much you love your current property, you may be dreaming

of the day you can buy up into a better home in a better neighbourhood.

Is that day today, or, is it a few years down the road?

Here’s a quick way to make that assessment.

First, make a list of all the practical reasons why it might be time to move

up. Those reasons might include features such as: more bedrooms,

proximity to work and school, a larger backyard with trees, nearby parks and

walking paths and better access to things you enjoy like theatre.

Next, make a list of the emotional reasons for making such a move. Those

reasons might include memorable get-togethers with friends on a more

spacious deck, an easier and less stressful commute to work, more family

time with the kids and enjoyable Saturday golf at a nearby course.

Finally, take a financial snapshot to determine if you can afford to move up.

You’ll need to get a good idea of what your current property will sell for in

today’s market, average price of homes in your desired neighbourhood, and

how much mortgage you’ll need.

Once you have all that down on paper, you’ll have a clear picture of your

readiness. If the practical and emotional reasons for buying up are

compelling, and you can afford to make the move, then you have your

answer.

The time is now!

By the way, if you need help in making this determination – especially

figuring out what your home will likely sell for, call today.

 

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For Sale 5530 Glen Erin Drive #167
Posted on Wed, 21 Sep 2016, 08:45:00 PM  in My services
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For Sale Beautiful Condo Townhouse in the Heart of Erin Mills.  Have a sneak preview

 

 

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Pantry ideas when you don't have a traditional pantry in your home.
Posted on Wed, 21 Sep 2016, 08:10:00 PM  in Home Improvement Tips
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Creating a Pantry, when You Don’t Have One!

 

A pantry is the ideal nook for storing extra food and other items ordinarily crammed into the kitchen. It’s also a nice design feature, as it harkens back to the days of country kitchens with spacious pantries. You might be thinking, “That’s nice, but our home doesn’t have a pantry.”

That’s okay. These days, there are many ways to create a pantry in your home – even if it doesn’t have one! Here are just a few suggestions:

• Add shelves to the laundry room. If you have the space, this is the ideal place to create a mini-pantry.

• Purchase a portable pantry. There are many available on the market. Some are even disguised as            cabinets you’d expect to see in living and dining rooms.

• Purchase a movable pantry. These units are on wheels and can slide in and out of the kitchen with ease. Some are short enough to slide conveniently under a kitchen table.

• Make use of an unused closet. These are rare in most homes, but if you have a closet that isn’t being used, it can easily be converted into a pantry.

As you can see, there are plenty of options available. You don’t necessarily need to build an extra room!

 

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For Sale-Mississauga-Condo-50 -Eglinton Ave W-Esprit-1BR-750sq ft-
Sunday, 07 August 2016, 05:10:00 PM
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Great Location - Luxury Building -Espirt- Just at the corner of Eglinton and Hurontario. Sought after neighbourhood. Close to all Schools, park, community centre, shopping, steps to transit- 1  block to Square one and Heartland shopping.

 

Great amenities in the building. Indoor pool just to refresh during the hot summer days.  Party room to have family and friends on a big occasion.  BBQ area to network with friends and neighbours.  Sauna, Exercise to keep you fit.  Outdoor space to enjoy your walk and relax.

 

This is a spacious 1 Bedroom Condo with all new or newer appliances, freshly painted and kept ready for you to move in.  12th floor view is awesome.

 

Call Maya Garg now to book a private appointment.

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