Maya Garg
Broker

Royal LePage Signature Realty, Brokerage
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Yearly Property Potential Evaluation
Posted on Mon, 30 Oct 2017, 07:30:00 PM  in Home Inspections
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property value

Once a Year, Consider Your Property’s Potential Assuming that at each renewal, a homeowner’s mortgage would be less than it was in the previous term, homeowners can look forward to eventually improving their monthly cash flow. In addition to a smaller mortgage, some may also enjoy the benefit of additional home equity if the property’s market value has increased since it was first purchased. If these factors are working in your favour, it could be a good time to think about your options.

For example, you could consider increasing your monthly payments and shortening the amortization period for your remaining mortgage. Alternatively, you might consider upsizing to a more accommodating home, or downsizing and benefitting from more affordable monthly costs (e.g. mortgage, condo fees, etc.) and fewer responsibilities. If you’re looking for financial opportunities, another option might be to examine the income-earning potential of a second property that could provide you with a stable monthly return on your investment. If now is the time to consider how you may capitalize on your property’s potential, let’s meet to discuss the best options for you. We can start with a candid evaluation of today’s market and your property, and then consider the factors that might affect values in the short and long term.

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Thinking about Purchasing Home Automation Product
Posted on Fri, 29 Sep 2017, 05:50:00 PM  in Home Security Tips,  FUTURE TECHNOLOGY, etc.
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Should You Buy the Latest Home Automation Gadgets?

You’re at work when the thought hits you, “Did I lock the door when I left this morning?” You check your smartphone, see that you didn’t, and click the “LOCK” button. Now your house is secure.

That’s home automation for you!

But, is home automation a good idea? That depends on a number of factors.

On the pro side, home automation can improve your quality of life. There are automation products that will adjust heating/cooling depending on whether or not you’re home, make your morning coffee when you get out of bed, and the list goes on and on. These conveniences save you time.

Home automation can also give you peace-of-mind. It’s comforting to be able to remotely see the inside of your home and check that everything’s okay.

Home automation can also make your property more appealing to buyers. Traditionally, buyers like homes with security systems, and will appreciate other automation gizmos, too.

The only downside is the cost. Like most new technology, home automation products can be pricey and may become out-of-date within just a few years.

Thinking about it? Experts advise you to do your research first. Check out product reviews online. Then, if you determine that a particular product is going to benefit you, go for it!

 

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10 Reasons to Sell your Home This Month
Posted on Fri, 29 Sep 2017, 05:40:00 PM  in Home selling tips,  Creating Wealth from Home Equity, etc.
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10 Reasons to List Your Home This Month

top 10 reasons

Is selling your property the furthest thing from your mind? Well, here are some reasons for listing your property that you might not have considered.

1. Your property may be worth more than you think. (It’s difficult to determine market value on your own. I can calculate it for you. Give me a call.)

2. You might qualify for a better home than you anticipate.

3. Perhaps you are tired of your current property and want a change.

4. There may be homes on the market in a neighbourhood in which you’ve always wanted to live.

5. Your current property may no longer meet your needs.

6. Your neighbourhood may have changed in ways you don’t like.

7. You might be ready to downsize or upsize and you no longer want to put that off.

8. You may want to sell in the fall, so you can have a fresh start in a new home in the new year.

9. Depending on the type of home you’re considering, you could end up with lower mortgage payments or no mortgage at all.

10. You might want to move to a home that’s more conveniently located near work, family and hobbies.

Of course, you may have your own reasons for listing this month. Why not discuss them with a real estate expert? Me. I can answer your questions and explain the options available to you.

 

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Treat a BBQ with the same care you would a camp fire
Monday, 11 September 2017, 07:40:00 PM
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BBQ Safety Tips You Should Know

According to a recent study, the average homeowner pays more attention to kitchen stove safety than they do BBQ safety. But, the fact is, a BBQ mishap can be just as devastating. So, it pays to know the latest safety tips.

Keep BBQs at least 8 feet away from your house.

Check for venture tube blockages regularly. (Spiders are notorious for spinning webs in there.)

Clean the grill frequently to prevent flare ups. A grease fire on the grill can continue burning even after you’ve turned the BBQ off.

Don’t position your BBQ close to foliage, such as under a tree or next to shrubs.

Never BBQ in an enclosed area, such as a garage, even if the space is well ventilated.

Avoid leaving the grill unattended, especially when cooking greasy foods such as sausages, beef burgers or steaks.

Do not let children BBQ.

Finally, make sure your BBQ is turned completely off after use. It’s a good idea to double-check this when making the rounds and locking up your home for the night.

Experts say you should treat a BBQ as you would a camp fire — with care.

 

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Three reasons to talk to me today, even if you’re not yet ready to sell:
Posted on Mon, 05 Jun 2017, 07:50:00 PM  in Marketing strategies
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3 Reasons to Talk to a Realtor Today

 

 

You might naturally assume that it is most important to talk to a Realtor when you’re selling or buying a home. But there are many other circumstances in which it makes sense to give me a call. Here are a few examples.

1. When you’re at the “thinking about it” stage

If you’re just thinking about selling your home, and haven’t made a firm decision yet, you might feel uncomfortable calling a Realtor. Don’t be. In fact, I welcome your call. We can discuss what your current property will likely sell for on today’s market, and determine the type of home you qualify to buy. That way, you’ll have some clarity and be able to make a more informed decision.

2. If you’re nervous about the selling process

If you haven’t sold a home before, you might be concerned about what’s involved in the process. You might even worry that putting your home on the market is going to be a lot of work and create a lot of turbulence for you and your family. Fortunately, selling your home doesn’t need to be scary. In fact, a big part of my job as a Realtor is to make the process as smooth and trouble-free as possible. So if you have concerns about selling your home, you should give me a call.

3. If you have questions

You likely have questions about the local real estate scene from time to time. You might have questions like: “How much did that home around the  corner sell for?”; “Is now a good time to make a move, or should I wait until the market changes?”; and, “How much is my current home worth?”

When you have questions like those, you don’t need to dig for answers on your own. You can give me a call. As an expert in the local market, I can give you the answers you need.

 

 

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GTAWesthomes reports May 2017 Resale Market watch
Posted on Mon, 05 Jun 2017, 07:40:00 PM  in REAL ESTATE RESALE MARKET REPORT
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TORONTO, June 5, 2017 – Toronto Real Estate Board President Larry Cerqua announced that Greater Toronto Area REALTORS® reported 10,196 sales through TREB’s MLS® System in May 2017 – down by 20.3 per cent compared to 12,790 sales reported in May 2016. Sales of detached homes were down by 26.3 per cent. Sales of condominium apartments were down by 6.4 per cent. The supply of listings was up strongly over the same period. Active listings – the number of properties available for sale – at the end of May were up by 42.9 per cent compared to the record low a year earlier. The number increased considerably for low-rise home types including detached and semi-detached houses and townhouses. Active listings for condominium apartments were down compared to May 2016. “Home buyers definitely benefitted from a better supplied market in May, both in comparison to the same time last year and to the first four months of 2017. However, even with the robust increase in active listings, inventory levels remain low. At the end of May, we had less than two months of inventory. This is why we continued to see very strong annual rates of price growth, albeit lower than the peak growth rates earlier this year,” said Mr. Cerqua. Selling prices continued to increase strongly in May compared to the same month in 2016. The MLS® HPI Composite Benchmark price was up by 29 per cent year-over-year. The average selling price for all home types combined for the TREB Market Area as a whole was up by 14.9 per cent to $863,910. Year-over-year price increases were greater for condominium apartments compared to low-rise home types. This likely reflects the fact that the low-rise market segments benefitted most from the increase in listings. “The actual, or normalized, effect of the Ontario Fair Housing Plan remains to be seen. In the past, some housing policy changes have initially led to an overreaction on the part of homeowners and buyers, which later balanced out. On the listings front, the increase in active listings suggests that homeowners, after a protracted delay, are starting to react to the strong price growth we’ve experienced over the past year by listing their home for sale to take advantage of these equity gains,” said Jason Mercer, TREB’s Director of Market Analysis.

Need more information on your particular street or neighbourhood, please text me, email me or call me and I will provide complete information for you.

 

 

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Decorative Mouldings Easy to Instal
Posted on Tue, 16 May 2017, 08:20:00 PM  in Home selling tips,  Home Decor-Home Staging, etc.
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The Magic of Decorative Moulding

Decorative moulding is one of the most eye-catching ways to upgrade a room. You’re probably accustomed to seeing standard baseboard moulding installed where your floor meets the wall. But, there are many other types. For example:

• Crown moulding for ceilings.

• Panel moulding for a southern colonial look.

• Chair rail moulding, which is very distinctive on walls.

• Apron moulding for window sills.

• Entablature moulding for above doorways.

Decorative moulding comes in a dizzying array of styles. Interior designers recommend taking home samples, just as you would take paint swatches, to test out ideas.In addition to style choices, you also need to select the material you prefer.

Moulding can be made of wood, plaster, laminate, composite, fiberboard, vinyl and other materials. There are pros and cons to each. Generally, the higher-priced options are more attractive and durable. (If you select wood, you typically have the additional option of “finished or unfinished”. If you choose unfinished, you of course, will be painting it yourself.)

Choosing the right moulding for the look you want is the toughest part of the job. Installation is a lot easier and most people with DIY experience have no problems. So if you want to add some magic to your walls, consider decorative moulding. It can turn a room from standard to stunning.

 

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Getting a Handle on the Home Selling Process
Posted on Tue, 16 May 2017, 08:15:00 PM  in Home selling tips,  Home Decor-Home Staging, etc.
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Getting a Handle on the Home Selling Process

You probably know there’s more to selling a home than putting up a For Sale sign. But, if you don’t understand the process in detail, you might feel intimidated and stressed when it comes time to put your property on the market. Fortunately, the home selling process isn’t that difficult to understand. There are basically six steps.

Step one is selecting the right REALTOR®. You need a knowledgeable, trusted expert who can guide you through the process, take care of all the details, and help sell your home quickly and for the best price.

Step two is preparation. You need to ensure your home is clean and uncluttered. It’s also important that you take care of any needed repairs, even minor ones like wall dents.

Step three is the listing price. You need to select a listing price at or near the fair market value of your property.

Step four is promotion. How will buyers find out about your property? An effective promotion plan is critical.

Step five is dealing with offers. Ideally, you’ll get several. But the best offer is not necessarily the highest one. An offer can fall through for many reasons, so dealing effectively with offers is, perhaps, the most important part of the home selling process.

Step six is the transaction. Once the sale is made, you want to know that you have the right professionals in place – your lawyer, mover, etc. – to make sure all the after-sale details are taken care of properly.

Want more ideas for making sure the home selling process goes smoothly for you? Call today.

 

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Getting Friends to Spread the Word about Your Listing
Posted on Tue, 16 May 2017, 08:00:00 PM  in Home selling tips,  Marketing strategies, etc.
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Getting Friends to Spread the Word about Your Listing

When you list your home for sale, you want as many buyers as possible to find out about it. So consider how many friends, neighbours and work colleagues you have. Then think about how many people they know. The number is likely in the hundreds. One of those people could be looking for a property just like yours.

That’s why getting your friends to spread the word about your listing is so effective. How do you do that?

One strategy is to have a moving party. This gives you an opportunity to ask your friends, as a group, to tell others about your listing. You can also encourage your friends to bring a guest who is currently in the market for a new home. Another good idea is to put a profile of your listing on Facebook. This is the fastest and most convenient way for your Facebook friends to point others to your listing.

Do you have friends who work at larger organizations like banks and factories? They probably have access to an employee lunch room with a bulletin board. You can spread the word by asking them to put up an information sheet on your listing.

Try one or more of these ideas. Combined with my marketing plan for you, they can help get more qualified buyers to your doorstep.

Want more tips on promoting your listing? Call today.

 

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Market Year (2016) in Review and Outlook Report 2017
Posted on Wed, 15 Feb 2017, 01:35:00 PM  in REAL ESTATE RESALE MARKET REPORT
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This report should give you a fairly good idea of what is happening in the Real Estate Market.  To help you make an educated decision, I just wanted you to be aware of the market trend.

 

This year's report focuses on Connecting to Affordability and provides a review of the market in 2016 as well as a look forward into 2017, tackling top-of-mind issues, including consumer intentions for the coming year, foreign buying activity in the Greater Toronto Area, the impact of transportation infrastructure on housing affordability, and the lack of housing supply.  Click the link below to read the stats.

 

 

http://trebhome.com/market_news/release_market_updates/news2017/pdf/2017-MarketYearInReview.pdf

 

 

If you would like to know specifically what your home is worth and how you can buy an investment property using your equity, Call me for a quick chat.

 

 

 

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